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Buying Your First Home? Let's Make it Simple

  • Compare 1000s of home loans — from major banks and specialist lenders
  • Low deposit options — 5% could be enough to get started
  • We handle the banks — skip the queues and back-and-forth
  • No surprise fees — honest, expert guidance all the way
  • Local experts — based in Melbourne, focused on VIC buyers
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Buying your first home? Let’s make it simple.

Melbourne-based brokers. 40+ lenders. Clear advice. No pressure.

  • Compare 1000s of home loans — from major banks and specialist lenders
  • Low deposit options — 5% could be enough to get started
  • We handle the banks — skip the queues and back-and-forth
  • No surprise fees — honest, expert guidance all the way
  • Local experts — based in Melbourne, focused on VIC buyers

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Save $80,000 On Average With Our Home Loans

We help first home buyers access below average interest rates

Best Interest Rates Deals

We negotiate a rate for you from 40+ lenders, backed by a 96% approval rate. We negotiate the best deal for you, with discounts below the bank’s advertised rate.

We Cover Your Annual Loan Fees

We’re so confident with our mortgage deals that we pay your annual loan fees! This applies for all home loans above $500k, saving you an additional average of $11,850 over the lifetime of your loan!

Exclusive Cash Back Offers

Speak to one of our senior brokers now and get the best cash backs offered by Australia’s leading banks. Get up to $3,000 in cash back and save! Our brokers will find you the best deals in the market.

Meet the Team Behind Money Bar

Dean Alateras Director at Money Bar

Dean Alateras

Director

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With a background in financial analysis and formal qualifications in both commerce and mortgage broking, Dean brings rare depth to his role as a broker. He began his career decoding complex markets but found his passion in helping everyday Australians navigate the home loan process with clarity and confidence.

Dean’s approach is quietly methodical. He listens closely, thinks strategically, and gives clients the knowledge they need to make empowered decisions – whether they’re buying their first home, investing for the future, or refinancing to get ahead.

His strength lies in making things feel simple without oversimplifying. He’s here to guide, support, and deliver outcomes that genuinely move people forward.

Bachelor of Commerce (Finance & Financial Planning), Cert IV & Diploma of Finance and Mortgage Broking

Contance Alateras Director at Money Bar

Constance Alateras

Director

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Constance combines sharp analytical thinking with a deeply human approach to finance.

With qualifications in mortgage broking and experience working alongside financial planners, she understands how lending decisions fit into the bigger picture of a client’s goals and lifestyle.

Alongside running Money Bar, Constance is completing a doctorate focused on developing an online education platform that will support access and education in her area of expertise. Clients value her for her thoughtful communication, calm presence, and clear, practical advice – especially when navigating complex lending scenarios.

Vicki Alateras Director of Money Bar

Vicki Alateras

Mortgage Broker

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With decades of experience in financial services, Vicki is the steady hand behind many of Money Bar’s long-term client relationships. She holds advanced qualifications in mortgage broking and financial planning and is fully accredited as an ASIC-licensed credit representative and MFAA member.

What sets Vicki apart is her ability to balance technical expertise with genuine care. She takes time to understand each client’s needs and builds lending strategies that are both practical and forward-thinking.

Whether you’re buying your first home or restructuring your loan for better results, Vicki offers calm guidance and solutions built to last.

Diploma of Mortgage Broking, Advanced Diploma of Financial Planning, MFAA Full Member, ASIC Licensed Credit Rep

Got questions? You’re not alone.

Buying your first home comes with a million questions — here are the ones we get most often. No jargon, just clear answers.

  • How do mortgage brokers get paid?

  • Why use a broker instead of going straight to the bank?

  • Do I need a 20% deposit?

  • What if I’m not ready to buy yet?

  • What makes Money Bar different?

Here to help

Reach out to us effortlessly! Whether you opt for a chat, an email, or a brief form, we’re ready to establish a connection and offer the personalised assistance you require. Select your preferred contact method and initiate the discussion today.

Email: money-bar@money-bar.com.au

Phone: 0476 291 998

Address: 547 Chapel Street, South Yarra, Victoria, 3141