
Your Local Melbourne Mortgage Experts
Navigating Melbourne’s property market can be complex, but finding the right home loan shouldn’t be. As your local experts, we do the hard work for you – comparing over 40 of Australia’s leading lenders to find you a competitive rate and a loan that truly fits your needs.
Our professional advice is 100% free, from our first chat to settlement. See your options today.




















Why Melburnians Choose Money Bar
Unrivalled Lender Choice
Why limit yourself to one bank? We give you the power of choice, comparing over 40 of Australia’s leading lenders to find you a more competitive rate and a loan structure that saves you money.
Expert Local Guidance
The Melbourne property market is unique. Our advice is never one-size-fits-all. We are local finance experts who take the time to understand your goals, providing tailored, unbiased advice.
A Seamless Process for Clients
We handle the entire process for you, from a streamlined application to liaising with lenders, all the way to settlement. We manage the complexities so you can focus on your property goals.
Guidance and Clarity for Your Financial Future
Expert advice for Melbourne’s home buyers and investors.
Securing the right finance is the most critical step in any property journey. Yet, the process can often feel complex and impersonal.
At Money Bar, our approach is different. We believe our role extends beyond simply finding a loan; it is to provide the strategic financial guidance that turns your property goals into a reality. We take the time to understand your unique circumstances, offering tailored advice that aligns with your long-term ambitions.
Our commitment is to bring clarity, confidence, and a sense of partnership to your experience, ensuring you are well-positioned for success in the Melbourne property market.

Meet the Team Behind Money Bar

Dean Alateras
Director
With a background in financial analysis and formal qualifications in both commerce and mortgage broking, Dean brings rare depth to his role as a broker. He began his career decoding complex markets but found his passion in helping everyday Australians navigate the home loan process with clarity and confidence.
Dean’s approach is quietly methodical. He listens closely, thinks strategically, and gives clients the knowledge they need to make empowered decisions – whether they’re buying their first home, investing for the future, or refinancing to get ahead.
His strength lies in making things feel simple without oversimplifying. He’s here to guide, support, and deliver outcomes that genuinely move people forward.
Bachelor of Commerce (Finance & Financial Planning), Cert IV & Diploma of Finance and Mortgage Broking

Constance Alateras
Director
Constance combines sharp analytical thinking with a deeply human approach to finance.
With qualifications in mortgage broking and experience working alongside financial planners, she understands how lending decisions fit into the bigger picture of a client’s goals and lifestyle.
Alongside running Money Bar, Constance is completing a doctorate focused on developing an online education platform that will support access and education in her area of expertise. Clients value her for her thoughtful communication, calm presence, and clear, practical advice – especially when navigating complex lending scenarios.

Vicki Alateras
Mortgage Broker
With decades of experience in financial services, Vicki is the steady hand behind many of Money Bar’s long-term client relationships. She holds advanced qualifications in mortgage broking and financial planning and is fully accredited as an ASIC-licensed credit representative and MFAA member.
What sets Vicki apart is her ability to balance technical expertise with genuine care. She takes time to understand each client’s needs and builds lending strategies that are both practical and forward-thinking.
Whether you’re buying your first home or restructuring your loan for better results, Vicki offers calm guidance and solutions built to last.
Diploma of Mortgage Broking, Advanced Diploma of Financial Planning, MFAA Full Member, ASIC Licensed Credit Rep
Common Questions We're Asked
How much does your mortgage broker service cost?
Our professional service is 100% free for you. We are paid a commission by the lender you choose after your loan is successfully settled. This means our goals are aligned with yours: to find you the right loan and secure your approval. The commission does not affect the rate or fees on your loan.
Why should I use Money Bar instead of just going to my bank?
Your bank can only offer you their own limited range of products. As your broker, we provide you with the power of choice. We compare thousands of home loan options from over 40 different lenders, including the major banks and specialist lenders, to find a more competitive rate and a structure that’s truly right for your situation, not just what one bank wants to sell you.
How are brokers different to banks?
Banks sell you one loan. We compare offers from over 40 lenders, including banks, and recommend what suits you, not their targets.
What do I need to get started?
Getting started is simple. The first step is a free, no-obligation chat with one of our local Melbourne experts. We’ll discuss your goals and financial situation. To prepare, it’s helpful to have a general idea of your income, expenses, savings, and any existing debts, but we can guide you through gathering the specifics.
I'm a first home buyer in Victoria. Can you help with grants and schemes?
Absolutely. Navigating the specific grants and schemes available to Victorian first home buyers is one of our specialities. We’ll assess your eligibility for programs like the First Home Owner Grant (FHOG) and the Victorian Homebuyer Fund, ensuring you take full advantage of every opportunity to get into your first home sooner.
How long does the pre-approval and application process take?
The timeline can vary, but we work to make it as fast and efficient as possible. A pre-approval can often be secured within a few business days once we have your initial documents. The full application to settlement typically takes 30 to 60 days. Our job is to manage the entire process, keeping you informed and chasing up the lenders so everything stays on track.
Here to help
Reach out to us effortlessly! Whether you opt for a chat, an email, or a brief form, we’re ready to establish a connection and offer the personalised assistance you require. Select your preferred contact method and initiate the discussion today.
Email: money
Phone: 0476 291 998
Address: 547 Chapel Street, South Yarra, Victoria, 3141
Legal Disclosures
Money Bar Pty Ltd (ABN 20 646 025 470) is a Credit Representative (555438) authorised under Australian Credit Licence 389328. The information on this page is general in nature and does not take into account your objectives, financial situation or needs. We provide credit assistance by comparing products from a panel of lenders (not all lenders in the market). Product availability, interest rates, fees and credit criteria are set by each lender and may change at any time. We do not guarantee loan approval or specific timeframes. Time references relate to our internal process only. Consider whether this information is appropriate for you and seek personal advice before making decisions.
Information regarding any Federal or State government initiatives (such as the First Home Guarantee, stamp duty concessions, or other grants) is provided for your general understanding. We are a mortgage broker and act as a credit assistance provider. We do not lend money directly. All finance and loan products are provided by third-party lenders. Submission of an enquiry through this website does not constitute an offer of finance or a guarantee of credit approval. The final decision to approve or decline any loan application rests solely with the lender. All information on this page is believed to be accurate and reliable as of 2025, but is subject to change without notice. We do not warrant the accuracy, completeness, or currency of the information and are not liable for any errors or omissions.