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Asset Finance for Australian Businesses

Smart businesses know that cash flow is king. Asset finance lets you access the vehicles, machinery, or equipment you need – without tying up capital.

At Money Bar, we help Australian business owners finance key assets through competitive loans, fast approvals, and expert advice. Whether you’re upgrading a fleet, fitting out a space, or funding new equipment, we’ll structure finance that keeps your growth plans moving.

What Is Asset Finance and How Does It Work?

Asset finance is a type of business loan used to purchase or lease physical assets – like vehicles, tools, equipment, or technology — while preserving working capital.

Here’s how asset finance typically works:

  • You choose the asset you need (car, trailer, machine, fit-out etc.)
  • A lender funds the asset and you repay it over time
  • Ownership can sit with you or the lender, depending on structure (e.g. chattel mortgage vs lease)

Asset Finance for Small & Growing Businesses

Small business owners face unique pressures – unpredictable revenue, tight margins, and a need to move fast. That’s where smart asset finance can make all the difference.

One of our experienced brokers can help you:

  • Secure business asset finance without jumping through hoops
  • Compare lenders who understand small business realities
  • Choose loan terms that align with your seasonality and growth

Whether you’re a tradie expanding your toolkit or a café upgrading your space, we’ll help fund the assets that support your success.

Speak to an asset finance expert
A woman getting on her financed tractor

Compare Top Asset Finance Brokers

Choosing the right asset finance broker matters, because not all lenders or loan structures are created equal.

At Money Bar, you’re working with a 100% independent broker – no quotas, no conflicts. With access to 30+ lenders, we tailor asset finance to your sector, goals, and cash flow.

Equipment Finance Loans for Business Assets

Need to fund tools, machinery, or plant equipment? We specialise in:

  • Construction and trade equipment
  • Medical and dental gear
  • Office fit-outs and furniture
  • Technology and IT infrastructure
  • Commercial vehicles and utes

We help structure repayments to match asset lifespans and business cash flow – so you get the tools you need without overextending your budget.

Asset Finance Calculator: Estimate Your Loan

Want to know how much you could borrow? Use our asset finance calculator to estimate:

  • Monthly repayments
  • Total loan cost
  • Interest impact across term options

It’s a great way to test scenarios before you apply. And when you’re ready, we’ll run the numbers for real – and find the best deal.

  • Asset Calculator

Best Asset Finance Rates in Australia

Asset finance rates vary depending on:

  • Your credit profile and trading history
  • Type of asset and its age
  • Whether the loan is secured or unsecured
  • Loan term and repayment structure

At Money Bar, we help you compare rates across major lenders and niche providers – from sub-5% chattel mortgages to flexible lease and rental options.

Our role? To get you a structure and rate that works for your business, not just the lender.

Ready to grow your business?

Here to help

Reach out to us effortlessly! Whether you opt for a chat, an email, or a brief form, we’re ready to establish a connection and offer the personalised assistance you require. Select your preferred contact method and initiate the discussion today.

Email: money-bar@money-bar.com.au

Phone: 0476 291 998

Address: 547 Chapel Street, South Yarra, Victoria, 3141