Skip to main content

Get a better understanding of your borrowing position

Check your eligibility for up to $10,000 through the First Home Buyers Grant VIC, the Victorian Homebuyer Fund, or related schemes.*

We’re here to make it simple, stress-free, and tailored to your journey.

Find out where you stand before you buy

Our quick pre-qualification goes beyond a simple calculator, giving you a clear and personalised view of your borrowing power. It’s not a formal pre-approval, there’s no credit check and your credit score stays untouched.

Meet the Team Behind Money Bar

Dean Alateras Director at Money Bar

Dean Alateras

Director

LinkedIn

Email

Book an appointment

With a background in financial analysis and formal qualifications in both commerce and mortgage broking, Dean brings rare depth to his role as a broker. He began his career decoding complex markets but found his passion in helping everyday Australians navigate the home loan process with clarity and confidence.

Dean’s approach is quietly methodical. He listens closely, thinks strategically, and gives clients the knowledge they need to make empowered decisions – whether they’re buying their first home, investing for the future, or refinancing to get ahead.

His strength lies in making things feel simple without oversimplifying. He’s here to guide, support, and deliver outcomes that genuinely move people forward.

Bachelor of Commerce (Finance & Financial Planning), Cert IV & Diploma of Finance and Mortgage Broking

Contance Alateras Director at Money Bar

Constance Alateras

Director

LinkedIn

Email

Book an appointment

Constance combines sharp analytical thinking with a deeply human approach to finance.

With qualifications in mortgage broking and experience working alongside financial planners, she understands how lending decisions fit into the bigger picture of a client’s goals and lifestyle.

Alongside running Money Bar, Constance is completing a doctorate focused on developing an online education platform that will support access and education in her area of expertise. Clients value her for her thoughtful communication, calm presence, and clear, practical advice – especially when navigating complex lending scenarios.

Vicki Alateras Director of Money Bar

Vicki Alateras

Mortgage Broker

LinkedIn

Email

Book an appointment

With decades of experience in financial services, Vicki is the steady hand behind many of Money Bar’s long-term client relationships. She holds advanced qualifications in mortgage broking and financial planning and is fully accredited as an ASIC-licensed credit representative and MFAA member.

What sets Vicki apart is her ability to balance technical expertise with genuine care. She takes time to understand each client’s needs and builds lending strategies that are both practical and forward-thinking.

Whether you’re buying your first home or restructuring your loan for better results, Vicki offers calm guidance and solutions built to last.

Diploma of Mortgage Broking, Advanced Diploma of Financial Planning, MFAA Full Member, ASIC Licensed Credit Rep

Unlock First Home Buyer Benefits with the FHOG

From the $10,000 First Home Owner Grant to stamp duty exemptions and lender discounts – we’ll help you claim every dollar that you may be eligible for.

VIC Stamp Duty Savings

Eligible first home buyers in Victoria may pay no stamp duty on properties valued up to $600,000

$10K VIC First Home Owner Grant

You may receive a $10,000 grant toward your deposit if you’re building or buying new if eligible.

We help you determine your eligibility, and if eligible, apply.

Exclusive Rate Deals for VIC Buyers

With access to 40+ lenders, we look to secure competitive rates, plus fast pre-approval backed by a strong track record of client approvals.*

FAQs

Know What You’re Entitled To – Fast, Accurate Answers for First Home Buyers in VIC

Whether you’re still exploring or ready to apply, we’ve answered the most common questions about the VIC First Home Buyers Grant, stamp duty savings, and more so you can move forward with clarity and confidence.

  • How much is the First Home Buyers Grant in Victoria?

  • Do I need to pay stamp duty as a first home buyer?

  • Can I combine the VIC grant with other schemes?

  • Which properties are eligible for the First Home Owner Grant?

  • How do I apply for the grant?

Here to help

Reach out to us effortlessly! Whether you opt for a chat, an email, or a brief form, we’re ready to establish a connection and offer the personalised assistance you require. Select your preferred contact method and initiate the discussion today.

Email: money-bar@money-bar.com.au

Phone: 0476 291 998

Address: 547 Chapel Street, South Yarra, Victoria, 3141

Legal Disclosures

Money Bar Pty Ltd (ABN 20 646 025 470) is a Credit Representative (555438) authorised under Australian Credit Licence 389328. The information on this page is general in nature and does not take into account your objectives, financial situation or needs. We provide credit assistance by comparing products from a panel of lenders (not all lenders in the market). Product availability, interest rates, fees and credit criteria are set by each lender and may change at any time. We do not guarantee loan approval or specific timeframes. Time references relate to our internal process only. Consider whether this information is appropriate for you and seek personal advice before making decisions.

Information regarding any Federal or State government initiatives (such as the First Home Guarantee, stamp duty concessions, or other grants) is provided for your general understanding. We are a mortgage broker and act as a credit assistance provider. We do not lend money directly. All finance and loan products are provided by third-party lenders. Submission of an enquiry through this website does not constitute an offer of finance or a guarantee of credit approval. The final decision to approve or decline any loan application rests solely with the lender. All information on this page is believed to be accurate and reliable as of 2025, but is subject to change without notice. We do not warrant the accuracy, completeness, or currency of the information and are not liable for any errors or omissions.